Special Offers for the Month

   

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Special Offers for the Month

Salaried Segment- B1 AIP / B1 refer

Revised Discounted rate - for loans => 5Lacs
Category	Income Band (Monthly)	IRR (SCB Sal A/C)	IRR (Non SCB sal A/C)- Open Market	Proc Fee (% of Loan Amt) for SCB Sal credit	Proc Fee (% of Loan Amt) for Non SCB Sal credit
KRC	Upto 50K	14.75%	15.00%	0.50%	0.50%
	50 to 100k	14.25%	14.50%	INR 1000	0.50%
	100k plus	14.00%	14.25%	INR 1000	0.50%
SRC	Upto 50K	15.25%	15.50%	0.80%	1.00%
	50 to 100k	14.75%	15.00%	0.80%	1.00%
	100k plus	14.50%	14.75%	0.80%	1.00%
CAT A	Upto 50K	15.75%	16.00%	0.80%	1.00%
	50 to 100k	15.25%	15.50%	0.80%	1.00%
	100k plus	15.00%	15.25%	0.80%	1.00%
CAT B	Upto 50K	16.25%	16.50%	1.00%	1.25%
	50 to 100k	15.75%	16.00%	1.00%	1.25%
	100k plus	15.50%	15.75%	1.00%	1.25%
CAT C  & D	Upto 50K	17.00%	17.25%	1.25%	1.50%
	50 to 100k	16.50%	16.75%	1.25%	1.50%
	100k plus	16.25%	16.50%	1.25%	1.50%
Unlisted	Upto 50K	17.50%	17.75%	1.50%	1.50%
	50 to 100k	17.00%	17.25%	1.50%	1.50%
	100k plus	16.75%	17.00%	1.50%	1.50%
For B2 AIP & refer cases Income < 50 K, The rate needs to be 1.5% higher than the rate listed above- No deviations allowed

Revised Discounted rate - for loans < 5Lacs
Category	Income Band (Monthly)	IRR (SCB Sal A/C)	IRR (Non SCB sal A/C)- Open Market	Proc Fee (% of Loan Amt) for SCB Sal credit	Proc Fee (% of Loan Amt) for Non SCB Sal credit
KRC	Upto 50K	14.75%	15.00%	0.50%	0.80%
	50 to 100k	14.50%	14.75%	INR 1000	0.80%
	100k plus	14.25%	14.50%	INR 1000	0.80%
SRC	Upto 50K	15.50%	15.75%	0.80%	1.00%
	50 to 100k	15.00%	15.25%	0.80%	1.00%
	100k plus	14.75%	14.75%	0.80%	1.00%
CAT A	Upto 50K	16.00%	16.25%	0.80%	1.00%
	50 to 100k	15.50%	15.75%	0.80%	1.00%
	100k plus	15.25%	15.25%	0.80%	1.00%
CAT B	Upto 50K	16.50%	16.75%	1.00%	1.25%
	50 to 100k	16.00%	16.25%	1.00%	1.25%
	100k plus	15.75%	16.00%	1.00%	1.25%
CAT C  & D	Upto 50K	17.25%	17.50%	1.25%	1.50%
	50 to 100k	16.75%	17.00%	1.25%	1.50%
	100k plus	16.50%	16.75%	1.25%	1.50%
Unlisted	Upto 50K	18.50%	18.75%	1.50%	1.50%
	50 to 100k	18.00%	18.25%	1.50%	1.50%
	100k plus	17.75%	18.00%	1.50%	1.50%
For B2 AIP & refer cases Income < 50 K, The rate needs to be 1.5% higher than the rate listed above- No deviations allowed

For B2 & above AIP & refer cases Income < 50 K, The rate needs to be 1.5% higher than the rate listed above- No deviations allowed.

For B3 the rate needs to be 2.0% higher than the rate listed above- No deviations allowed.

Top Executive offer - Applicable to KRC, SRC & CAT A companies for Loan Size > 5 lacs  (Min eligible salary needs to be INR 200K)

CEO, COO, CFO, Managing Director, HR Head, Head of admin

14% + 0% Proc Fee

Any other designation needs to be approved by PL Products only - No deviation allowed

High Loan amount Offer for employees of KRC, SRC (Min eligible salary needs to INR 150K)- No deviation allowed

Loan Size => 10 Lacs

14% + 0% Proc fee

High Loan amount Offer for employees of CAT A & B (Min eligible salary needs to be INR 150K)-No deviation allowed

Loan Size => 10 Lacs

14.5% + INR 5000  Proc fee

High Loan amount Offer for employees of CAT C , D (Min eligible salary needs to be INR 150K)-No deviation allowed

Loan Size => 10 Lacs

15.5% + .8%  Proc fee

For Last EMI Waiver, the Rate needs to be .5% higher than the mentioned Yield. Exceptions capped at 20% LEW cases only at a centre level

• Proc fee is subject to a min collectable of INR 1000 on topups - No deviations.
• Preclosure Charges @ 5% shall apply. Preclosure Charges waiver can only be raised for KRC, CAT A & SRC corporate employees on a case to case basis.
• The EB segment rates shall be common for Phone Banking, Online Channel & offered through the EB corporate RM/ NTB Channel.
• Telesales Unit can only offer these rates if the customer applies basis the CEA Program & CPS Bundle Program, which are income based Program for EB segment.

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